Years ago agriculture are considered farms and farmers which are living on farms and producing for themselves crops, animals, vegetables, fruits, and other products. But today agriculture has changed. According Rickets and Rickets (2009) agriculture or agriculture industry is a big business, that includes not only farms and farmers (seed and feed producer) but many other producers like fertilizer producers, farm machinery producers, food processing producers, many and many transporters and distributors, storage, grading, sorting, packing firms, finance, marketing and many other service providers (like veterinary care, spraying, feed grinding and mixing).
Agriculture provides raw materials (grain, leather, cotton, wool, vegetables, fruits, and other products) for many other industries like food, textile, clothing, chemical, pharmaceutical industry and other industries. Those industries receive raw materials from agriculture, processing on the final products in the form of prepared food (freezing, drying, canning), footwear, medicines and many other products dedicated to the final consumers. But to make these products are needed and many services like transport, insurance, finance, storage, refrigeration, information technology, marketing, promotion agencies, grocery stores, fast-food chains, restaurants, government agencies (to inspect safety food products), research and scientific institutions and education organizations services. Million people are employed in agribusinesses throughout worldwide. Is accounted that agribusiness today provides employment for half the population of the planet and it participates with 25% of the total world economy production. One of the world's greatest producers in the agriculture industry is the USA are one of the biggest world food producers, the largest agricultural exporter in the world also a large importer of agriculture products.
Food and agricultural products are associated with risks. Risks come as a result of natural hazards, fire, storms, pests, risk of loss of consumer preferences (Palok et al., 2000). Such a risk can be transferred to any insurance company. Characteristic of agricultural products is another risk, price rising and decreasing. Such prices are formed in stock exchanges. To be protected by price swinging is used hedging (futures contracts) as defense mechanisms (Pllana, 1999).