Electronic Money and Payment Systems

Electronic Money and Payment Systems

Santosh K. Misra (Cleveland State University, USA) and Jayavel Sounderpandian (University of Wisconsin-Parkside, USA)
DOI: 10.4018/978-1-59140-032-5.ch013
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Abstract

This chapter describes the demands on any acceptable type of money or payment system and examines how well the existing electronic money and payment systems satisfy those demands. Certain weaknesses in security and performance still remain in these systems and they need to be overcome before the systems can be completely accepted. It is also not clear what kind or government regulations may be brought to bear on these systems. Even with these weaknesses and uncertainties, a variety of systems are thriving, and their details are given in this chapter.

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