Mobile Banking-A Strategic Assessment

Mobile Banking-A Strategic Assessment

Sunny Marche (Dalhousie University, Canada) and Carolyn Watters (Dalhousie University, Canada)
Copyright: © 2004 |Pages: 28
DOI: 10.4018/978-1-59140-182-7.ch011
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Abstract

The banking industry has enjoyed excellent success in the application of sophisticated information technologies. It has the capital resources to make significant investments in technology infrastructure, and over the years this investment has paid major dividends in reduced costs and extended service offerings. Information technologies have actually reshaped the nature and size of the financial industry sector. In developed economies this has most recently translated into Internet-based banking, including transactions for equities trading, account enquiry, transfers between accounts, bill presentment, bill payment, as well as transfers between people. Digital wireless technologies to a variety of terminal devices have now enabled wireless and mobile Internet access. Mobile banking seems a natural extension. This chapter examines the strategic considerations of mobile banking from technical, business, and regulatory perspectives. We conclude that there are very different challenges influencing the evolution of this application, depending on the particular economy and culture in which the opportunity is located.

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Dedication
Table of Contents
Acknowledgments
Nansi Shi
Chapter 1
Wen-Chen Hu, Chung-wei Lee, Jyh-haw Yeh
The emergence of wireless and mobile networks has made possible the introduction of electronic commerce to a new application and research subject... Sample PDF
Mobile Commerce Systems
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Chapter 2
V. K. Murthy
This chapter describes an object-based workflow paradigm to support long and short duration transactions in a mobile e-commerce (or m-commerce)... Sample PDF
Contract-Based Workflow Design Patterns in M-Commerce
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Chapter 3
Kin Choong Yow, Nadia Nalaningrum Moertiyoso
Advancements in wireless technologies have made it possible to build wireless enterprise applications. An enterprise application calls for... Sample PDF
Java 2 Micro Edition for Wireless Enterprise Applications
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Chapter 4
Nikhilesh Dholakia, Morten Rask
M-commerce entails transactions conducted via mobile telecommunications networks using communication, information, and payment devices such as... Sample PDF
Configuring M-Commerce Portals for Business Success
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Chapter 5
V. K. Murthy, E. V. Krishnamurthy
This chapter describes the system design for a multimedia telediagnostic computing environment (MMTE) for telemedical applications. Such an... Sample PDF
Multimedia Computing Environment for Telemedical Applications
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Chapter 6
Richi Nayak, Lawrence Seow
The increasing number of mobile device users is creating a huge amount of useful data for the providers. These data are valuable and can help a... Sample PDF
Knowledge Discovery in Mobile Business Data
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Chapter 7
Sheng-Uei Guan, Chang Ching Chng, Fangming Zhu
This chapter proposes the establishment of OntoQuery in an m-commerce agent framework. OntoQuery represents a new query formation approach that... Sample PDF
OntoQuery-An Evolutionary Approach for Query Formation and Information Retrieval
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Chapter 8
Arthur Lee Gilbert, Hilda Han Mei Ian
Like the Internet, a critical mass is essential in recovering the initial costs of development and deployment of mobile data services (MDS). Thus... Sample PDF
Modeling the Dynamics of Emerging Mobile Data Services Markets
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Chapter 9
Maizatul A. Ismail, Rafidah Md-Noor, Mazliza Othman
The use of short message service (SMS) has grown tremendously in the past few years. Billions of users use this service to send text messages.... Sample PDF
Short Message Service (SMS) and its Applications
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Chapter 10
Multimedia Messaging Peer  (pages 203-230)
Kin Choong Yow, Nitin Mittal
The evolution in mobile messaging and mobile devices has made it possible to provide multimedia rich messaging capabilities to personal digital... Sample PDF
Multimedia Messaging Peer
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Chapter 11
Sunny Marche, Carolyn Watters
The banking industry has enjoyed excellent success in the application of sophisticated information technologies. It has the capital resources to... Sample PDF
Mobile Banking-A Strategic Assessment
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Chapter 12
Sheng-Uei Guan, Sin Lip Tan, Feng Hua
With the explosive growth of the Internet, mobile commerce (m-commerce) is an increasingly important segment of commercial activities on the Web.... Sample PDF
Agent-Based Secure E-Payment System in E-Commerce
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Chapter 13
G. Ghinea, M. C. Angelides
In an m-commerce setting, the underlying communication system will have to provide a quality of service (QoS) in the presence of two competing... Sample PDF
Quality of Perception in M-Commerce
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Chapter 14
Alexander Markasin, Stephan Olariu, Petia Todorova
The main contribution of this chapter is a novel paradigm for future m-commerce multimedia communications and applications that can be integrated... Sample PDF
QoS-Oriented Medium Access Control for All-IP/ATM Mobile Commerce Applications
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