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What is Mobile Payment

Handbook of Research on E-Government in Emerging Economies: Adoption, E-Participation, and Legal Frameworks
Also known as Mobile wallet is an alternative payment method to the traditional payment systems where cash, cheques or credit cards are the medium of payment. Mobile payment entails a consumer utilizing mobile phone or any other convertible mobile ICT gadget to pay for goods and services. Models for mobile payments may include premium SMS based transactional payments, direct mobile billing, and Contactless Near Field Communication (NFC).
Published in Chapter:
A Review of e-Government Initiatives in Tanzania: Challenges and Opportunities
George S. Oreku (Tanzania & North-West University, South Africa) and Fredrick Japhet Mtenzi (Dublin Institute of Technology, Ireland)
DOI: 10.4018/978-1-4666-0324-0.ch003
Abstract
Over the last few years, Tanzania has witnessed an increased usage and awareness of e-Government services. This is welcome news to all stakeholders in ensuring that services offered by the government and communications between the government and citizens are efficient and effective. Despite the good news, the reality in most cases has been that the e-Government projects are implemented as technical projects (mostly employing techno-centric approaches), ignoring other important considerations, with the implicit assumption that they will be used by the citizens. In this chapter, the authors conducted a study to assess the quality of provision, level of awareness, and degree of usage of e-Government services in Tanzania. Further, the study presents the challenges and opportunities which the Tanzanian Government faces in realizing its e-Government vision. It demonstrates that the e-Government projects are community projects and their design and implementation must take into account contextual, cultural, and environmental factors.
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More Results
Mobile Payment
The process of two parties exchanging financial value using a mobile device in return for goods or services.
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eBook Mobile Payment Process Model
Any payment transactions involving the purchase of goods or services completed with wireless device such as a mobile phone, personal computer (wireless), or personal digital assistant (PDA).
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A Study of Mobile Payment (M-Payment) Services Adoption in Thailand
The use of mobile devices, such as mobile phones or personal digital assistants (PDA) to transfer funds electronically from one party (payer) to another (receiver), either directly or via an intermediary.
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Case Studies in Mobile Business
The collection of money from a consumer via a mobile device such as their mobile phone, SmartPhone, Personal Digital Assistant (PDA) or other such device.
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Empirical Study of Single Platform E-Payment in South East Asia
Mobile payment also referred to as mobile commerce, mobile wallet, mobile money and mobile banking are generally referred to payment services operated under financial regulations of each country and performed via a mobile device.
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The Effect of Financial Literacy and Mobile Payment on Financial Inclusion
It's a generic term for the method of payment via a smart mobile phone.
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Times Have Changed, Don't Lose Business Because of “Sorry We Don't Accept Cards!”
A mobile payment refers to any type of electronic payment in which a mobile device is used to initiate, authorize and confirm an exchange of financial value in return of goods and services.
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Advanced Technological Factors Affecting Digital Banking Usage Intention
Mobile devices have transformed from just a means of communication to a multi-function device that enables users to engage in various financial transactions such as bill payment, account transfers, person to person transfers, proximity payments at the point of sale and remote payments channel, without the need for a physical card or wallet.
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User-Technology Interaction: Unpredicted Uses of Brazilian Micropayment Platform PIX for Flirting
Use of mobile and wearable devices (phones, smartwatches, etc.) as means of e-payment.
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