Mohammad Irfan

Mohammad Irfan is presently working as an Associate Professor at School of Business and Management, Christ University, Bengaluru, India. Dr. Irfan has done his Ph.D. from the Central University of Haryana. He is MBA (Finance), M.Com (Account and Law), and MA (Economics). He has qualified UGC-JRF/SRF/NET in Management and Commerce. Dr. Irfan certified NSEs (NCFM) and BSEs certification. He has experience of more than sixteen years in the area of SAPM, Artificial Intelligence, Machine Learning, Blockchain, Cryptocurrency, Financial Engineering, Fintech, Green Finance, and Alternative Finance. He has to his credit more than 61+ Scopus Indexed articles, includes The Journal of Economic Cooperation and Development (Q2), International Journal of Business Excellence (IJBEX), International Journal of Economics and Management (IJEM), Montenegrin Journal of Economics (Q2), Cogent Business & Management (Taylor & Francis) (Q2), Indian Journal of Finance (IJF) and Journal of Islamic Monetary Economics and Finance (JIMF). His citations reached 404+ along with 13 H-index. Dr. Irfan has published 9 books in Springer, IGI Global Publication (Scopus indexed).

Publications

The Future of Indigenous Inclusivity: Unlocking Finance for Economic Development
Mohammad Irfan, Mohammed Majeed, Salina Kassim, Kwame Simpe Ofori. © 2025. 434 pages.
The future of Indigenous inclusivity in economic development depends on new financial opportunities to empower Indigenous communities to thrive while preserving their cultural...
Analysing the Relationship Between Organisational Commitment and Organisational Citizenship Behaviour in a Professional Institution
Sandhya Singh, Mohammad Irfan, Ankita Saxena, Rui Dias. © 2025. 16 pages.
The present study aimed to explore the linkages between Allen and Meyer's (1991) three-component model of organizational commitment and organizational citizenship behaviour...
Navigating the Future: AI's Strategic Role in HR Management
Ankita Saxena, Mohammad Irfan, Rui Dias. © 2025. 16 pages.
The dynamic nature of today's workplace presents special opportunities as well as challenges for HRM. Natural Language Processing, a branch of artificial intelligence, has...
AI Implication and Data-Driven Decision Making for Organizational Performance
S. Dhana bagiyam, Mohammad Irfan, Ratno Agriyanto. © 2025. 24 pages.
HR analytics, also known as people analytics, involves using data-driven decision-making in HR management to improve various aspects of business and people outcomes. It gained...
Artificial Intelligence as a Catalyst for Innovation in Islamic Entrepreneurship: Balancing Ethics and Efficiency
Early Ridho Kismawadi, Mohammad Irfan. © 2025. 16 pages.
The study explores the intersection of AI and Islamic entrepreneurship, focusing on how AI can be effectively leveraged to improve business operations and innovation while...
Business Incubators as Tools for Innovation and Growth of Entrepreneurship: A Mixed Method Analysis
Dhan Bagiyam, Mohammad Irfan, Sandhya Singh, Rui Dias. © 2025. 30 pages.
This chapter explores the process of relationships between business incubation and growth and development of entrepreneurship. The researcher has specifically focused on the...
Roadmap to Talent Management: Harnessing Artificial Intelligence (AI) for Success
Garima Sainger, Mohammad Irfan. © 2025. 30 pages.
Talent management in the AI era offers businesses looking to maximize their human capital strategy both previously unheard-of potential and challenging tasks. AI technologies...
The Intersection of Indigenous Knowledge and Artificial Intelligence in Financial Technology
Gaurav Jangra, Monika Jangra, Mohammad Irfan, Chaman Verma. © 2025. 24 pages.
The intersection of indigenous knowledge and artificial intelligence in financial technology offers a unique opportunity to blend traditional wisdom with cutting-edge technology....
Strengthening Economic Relationships and Service Supplier Engagement: Pathways to Indigenous Inclusivity and Sustainable Development
Ebenezer Malcalm, Esther Asiedu, Mohammad Irfan, Iddrisu Awudu. © 2025. 22 pages.
This chapter examines how these relationships promote inclusivity and sustainable development. We examine traditional and modern economic practices to provide a comprehensive...
Indigenous Empowerment as a Catalyst for Sustainable Development
Anand Soni, Zakir Hossen Shaikh, Mohammad Irfan, Vishwanath Bijja. © 2025. 22 pages.
Indigenous empowerment is a process of recognizing and supporting the rights, knowledge, and self-determination of indigenous communities. It acknowledges their unique...
Fostering Indigenous Inclusivity Financial Pathways to Economic Development and Sustainability
Rishikaysh Marotrao Kaakandikar, Vani Raghuwanshi, Supriya Pathak, Mohammad Irfan. © 2025. 22 pages.
This book chapter explores and analyses two important areas that have been postulated as central to economic development and sustainable economic growth: local participation and...
Sharia Stock Transactions Utilizing Technology and Artificial Intelligence
Mohammad Irfan, Early Ridho Kismawadi. © 2025. 20 pages.
This paper discusses the use of technology and artificial intelligence in Islamic stock investment, which has undergone significant changes in recent years. While technology and...
Measuring Vital Sign: A Case Study of India's Emerging Wearable Technology (EzeCheck) for Mass Screening and Health Monitoring
Zakir Hossen Shaikh, Mohammad Irfan, Naji Mansour Nomran, Satya Pavan Kumar Ratnakaram, Joji Abey, Manolo Logrono Anto. © 2025. 24 pages.
The emergence of billions of new linked things and their pervasiveness in our daily lives is driving a constant constituent development in technology. Wearables are one of the...
Revealing the Potential of Sustainable Investment Strategies: Investing for Impact
Manali Agrawal, Mohammad Irfan. © 2025. 18 pages.
The contemporary global scene is characterized by constant change, making sustainable investment solutions increasingly necessary. This study aims to explore the intricate realm...
Integrating Emerging Technologies: Enhancing Supply Chain Optimization Through AI, IoT, and Blockchain
Mohammad Irfan, Jatin Verma, S. Parameswaran, Irfan Ahmed Sheikh. © 2025. 22 pages.
The rapid rise of technologies like AI, IoT, and blockchain is transforming supply chain management by boosting efficiency, transparency, and resilience. This paper examines how...
Business Transformation Towards Sustainability: Integration of Islamic Finance Principles in the Global Business Context
Early Ridho Kismawadi, Mohammad Irfan. © 2025. 36 pages.
This research aims to explore the integration of Islamic finance principles in sustainable business practices. The main focus is to understand how the principles can be applied...
Sustainability Assurance in Islamic Finance: Improving Sharia Compliance and Social Responsibility
Early Ridho Kismawadi, Mohammad Irfan, Zakir Hossen Shaikh. © 2025. 28 pages.
This study aims to explore the application of sustainability assurance in increasing sharia compliance and social responsibility of Islamic financial institutions. By...
Cutting-Edge Technologies for Economic Well-Being: The Transformative Power of AI and Blockchain
Mohammad Irfan, S. Parameswaran, Kashish Ajit Singh, Early Ridho Kismawadi. © 2025. 20 pages.
This paper explores the transformative impact of cutting-edge technologies, specifically AI and blockchain, on economic well-being. It begins by examining how AI-driven solutions...
Impact of Organizational Commitment on Organizational Citizenship Behavior in Higher Professional Education: An Empirical Investigation
Sandhya Singh, Mohammad Irfan, Ankita Saxena. © 2025. 16 pages.
In the landscape of higher professional education, the dynamics between “organizational commitment and organizational citizenship behavior (OCB)” play a pivotal role in shaping...
Leadership and Owner-Manager Well-Being: Examining the Role of Leadership and Owner-Manager Well-Being in Driving Sustainable Innovation
Dhana S. Bagiyam, Blessy M. Doe, Mary R. Metilda, Mohammad Irfan. © 2025. 24 pages.
This study investigates the influence of leadership roles and owner-manager well-being on sustainable innovation in kirana (grocery) stores. As key contributors to local...
Exploring Ethical and Cultural Considerations in Metaverse-Based Digital Marketing
Ruchika Rastogi, Mohammad Irfan. © 2025. 22 pages.
New opportunities for digital marketing have emerged with the emergence of the metaverse, a virtual setting where users can communicate with one another and other digital beings....
Green Blockchain Mechanisms: Enhancing Transparency and Efficiency in Sustainable Finance With DeFi Solutions
Mohammad Irfan, Omar Durrah, N. Chidambaram, Kashish Ajit Singh. © 2025. 22 pages.
Blockchain is increasingly integrated into financial services, offering innovative solutions, especially in sustainability. This paper explores green blockchain as a tool for...
Fintech Innovations: Risk Mitigation Strategies in Islamic Finance
Early Ridho Kismawadi, Mohammad Irfan, Uun Dwi Al Muddatstsir, Fatima Muhammad Abdulkarim. © 2024. 24 pages.
The purpose of this research is to examine risk mitigation strategies in Islamic finance, specifically fintech, in depth. The research methodology for this conceptual chapter...
Assessing Public Awareness of Islamic Finance and Interest-Free Banking in India
Asif Hasan, Swati Gupta, Mohammad Irfan, Rui Manuel Dias. © 2024. 13 pages.
This study investigates the awareness of Islamic finance and interest-free banking in India. It delves into the unique characteristics of Islamic banks that operate under...
Harnessing the Power of Artificial Intelligence and Machine Learning in the Islamic Capital Market: A Comprehensive Analysis
Tripti Pal, Mohammad Irfan, Syed Ahmad Chan Bukhari, Salina Bt. Kassim. © 2024. 10 pages.
This chapter explores the transformative impact of artificial intelligence (AI) and machine learning (ML) technologies on the Islamic Capital Market (ICM). As the global...
Examining Customers' Intentions to Use Financial Technology in Islamic Banking: Evidence From Indonesia
Nasrul Fahmi Zaki Fuadi, Abdul Ghofur, Mohammad Irfan, Laily Nur Asyifa. © 2024. 24 pages.
This study investigates the impact of Islamic Shariah compliance on customer satisfaction, focusing on the mediating effect of service quality within the context of Islamic...
The Effect of Strategic Partnership on Innovation and Business: Performance of the Fintech Industry in Bahrain
Zakir Hossen Shaikh, Mohammad Irfan, Naji Mansour Nomran, Moïse Laïfoya Lawin. © 2024. 19 pages.
Nothing could have prepared any of us for the recent outbreak of COVID 19. It has impacted individuals, communities, economies, and countries around the world. It has acted as a...
Issues of Sustainability in AI and New-Age Thematic Investing
Mohammad Irfan, Khaled Hussainey, Syed Ahmad Chan Bukhari, Yunyoung Nam. © 2024. 295 pages.
In the face of an evolving global landscape characterized by climate change and a pressing need for sustainable development, the finance sector remains at a critical juncture....
Artificial Intelligence Approach to Portfolio Management: Enhancing Decision-Making, Efficiency, and Alpha Generation
Gaurav Jangra, Mohammad Irfan, Monika Jangra, Chaman Verma. © 2024. 15 pages.
With AI's ability to analyze data, make predictions, and improve decision-making, investment management has seen a dramatic shift away from conventional methods. Using...
Do Sustainable Energy Stock Indices and Precious Metals Perform as Hedging Assets During Periods of Uncertainty in International Markets?
Rui Dias, Mohammad Irfan, Rosa Morgado Galvão, António Morão. © 2024. 20 pages.
This study contributes to the literature by examining the links between clean energy stocks and commodities such as gold, silver, and platinum. The purpose was to examine the...
Bridging Finance and Sustainability: Islamic Financial Institutions' Contributions to the Transition to Sustainable Energy
Early Ridho Kismawadi, Mohammad Irfan, Razali Haron, Masitah Masitah. © 2024. 24 pages.
This research aims to investigate the role of Islamic financial institutions in supporting green finance and facilitating the transition to sustainable energy. With a focus on...
Analyzing Persistence in Sustainable Indices and Global Stock Indices: Testing the Market Efficiency
Rui Dias, Mohammad Irfan, Rosa Morgado Galvão, António Morão. © 2024. 23 pages.
This study aims to examine multifractality and test whether green markets and traditional capital markets react similarly to the phenomenon of persistence during extreme events...
Leveraging Artificial Intelligence for Slum Mapping and Upgrading Programs Using Drones: The Case of Bangalore City, India
N. Mohan, Mohammad Irfan, N. Chandrika, Mohammed Mahfouz Elmogy. © 2024. 15 pages.
In many developing counties, urban slums pose significant challenges to residents and authorities alike. The lack of accurate, up-to-date information on slum settlements hampers...
Framework for Circular Economy Industrial Cluster Ecosystems to Evaluate the Sustainability of ESG Performance
Sandhya Singh, Mohammad Irfan, Ankita Saxena, Aliyu Dahiru Muhammad. © 2024. 16 pages.
The circular economy has emerged as a key driver for sustainability progress in the current digital era. Companies in the circular economy have increased GDP and generated...
AI-Driven Decentralized Finance and the Future of Finance
Mohammad Irfan, Mohammed Elmogy, Swati Gupta, Fahmi Khalifa, Rui Teixeira Dias. © 2024. 426 pages.
In the evolving landscape of finance, traditional institutions grapple with challenges ranging from outdated processes to limited accessibility, hindering the industry's...
Assessing the Effectiveness of Learning Outcomes: In Achieving Quality Education at Higher Learning Institutions in Bahrain
Zakir Hossen Shaikh, Mohammad Irfan, Koteswara Rao Vemavarapu, Sankara Sadayan, Iqbal Thonse Hawaldar, Shafiq Ul Rehman. © 2024. 16 pages.
Enhancing education quality and quality assurance (QA) have emerged as the 21st-century higher education (HE) reform's most defining concern. Assessments and student learning...
Promotion of Rural Tourism Destination for Community and Sustainable Destination Development: An Indigenous Study
Mohammad Irfan, S. Dhanabagiyam, Shalini R. Nayak, Rui Dias. © 2024. 10 pages.
Rural tourism is a part of tourism sector has been seeing fast growth. Today, in many rural areas, attention is influenced towards the economic viability of rural sector. Today...
The Importance of Fintech in Promoting Regulatory Compliance in Major Fintech Subsectors
Manali Agrawal, Mohammad Irfan, Anjali Goyal. © 2024. 14 pages.
Fintech, which combines the words “financial” and “technology,” refers to the integration of new technical developments with financial industry goods and services. The phrase...
Examining Investor Overreaction in Periods of Crisis: Evidence From Central and Eastern European Countries
Mohammad Irfan, Rui Dias, Rosa Morgado Galvão. © 2024. 22 pages.
This study tests whether the 2022 event has increased investor overreactions in the capital markets of eight Central and Eastern European countries (Romania, Bulgaria, Slovakia...
Cross-Cultural Influences for Sustainable HRM Practices in Indian Organizations
Dhanabagiyam S, T. R. Narayana Murthy, Mohammad Irfan. © 2024. 12 pages.
The impact of cultural diversity on individual and organizational development in many developing countries must be considered. As globalization and organizational expansion...
Challenges Faced When Utilizing Service Bots in the Hospitality and Tourism Industry
Mohammad Irfan, S. Dhanabagiyam, Riddhi Pandit, Mohammed K. Majeed. © 2024. 15 pages.
Service bots are revolutionizing the tourism sector, offering a promising avenue to elevate productivity and augment customer experiences. However, their integration isn't...
Unlocking the Potential of AI for Efficient Governance: Innovative Approaches of Bahrain
Zakir Hossen Shaikh, Mohammad Irfan, Naji M. Nomran, Satya Pavan Kumar Ratnakaram. © 2024. 28 pages.
The rapid development and implementation of artificial intelligence (AI) technologies will have significant economic, social, and ethical impacts. Efficient governance is...
The Future of Smart Contracts: Pioneering a New Era of Automated Transactions and Trust in the Digital Economy
Rajiv Iyer, Vedprakash Maralapalle, Deepak Patil, Mohammad Irfan. © 2024. 28 pages.
The future of smart contracts in decentralized finance (DeFi) is a dynamic and evolving field that holds immense potential for transforming traditional financial systems The...
Risk Management of Future of Defi Using Artificial Intelligence as a Tool
Jyoti Sah, Satuluri Padma, Ramakrishna Yanamandra, Mohammad Irfan. © 2024. 22 pages.
This chapter explores AI's pivotal roles in managing risks within DeFi, emphasizing strategic implementation to enhance risk assessment, management, and decision-making...
AI vs. Traditional Portfolio Management: A Study on Indian Investors
Yash Anand, Mohammad Irfan, Mahadi Hasan. © 2024. 18 pages.
This research chapter investigates the dynamics between artificial intelligence (AI) and traditional portfolio management strategies, specifically focusing on the attitudes and...
The Effect of Good Corporate Governance on Financial Distress in Companies Listed in Sharia Stock Index Indonesia: Machine Learning Approach
Sylva Alif Rusmita, Moh.Saifin Ami An-Nafis, Indria Ramadhani, Mohammad Irfan. © 2023. 32 pages.
This study aims to examine the effect of good corporate governance (GCG) on financial distress in companies listed on the Indonesian Sharia Stock Index. The purposive sampling...
Unleashing the Power of AI: Exploring Robo Advisory in Modern Finance
Jayant Hooda, Vinita Singh, Mohammad Irfan, Iqbal Thonse Hawaldar. © 2023. 19 pages.
This conceptual chapter delves into the world of robo advisory, a disruptive technological innovation in modern finance that combines artificial intelligence (AI) and automation...
How Do Machine Learning (ML) Techniques Benefit the Insurance Industry?: An Exploratory Study
Tripti Pal, Mohammad Irfan, Salina Bt. Kassim. © 2023. 23 pages.
In the present time, machine learning technologies are used for commercial purposes in many industries, not only the insurance sector. The insurance sector is essential to the...
Revolutionizing Islamic Finance: Artificial Intelligence's Role in the Future of Industry
Early Ridho Kismawadi, Mohammad Irfan, Syed Muhammad Abdul Rehman Shah. © 2023. 24 pages.
This study examines the opportunities and challenges presented by the incorporation of artificial intelligence (AI) technology into the Islamic finance industry. In terms of...