Raj Kumar is D.Litt., Ph.D, MBA and M.Com, having 33 years of teaching and research experience. His areas of specialization are Insurance, Capital Market and Management of Microfinance Institutions. He has authored four books and completed three research projects. He has contributed many research papers to National and International seminars, conferences and workshops. He has also coordinated one Refresher course, one Entrepreneurial Development program and 4 QIPs. Prof. Raj Kumar was executive member of LIC Policy Holder Council and All India Commerce Association. He has special interests in contemporary issues like Micro Insurance, Corporate Governance and Public System Management. Prof. Raj Kumar is Chief Coordinator of Industry Institute Partnership Cell (AICTE sponsored) at Faculty of Management Studies. He was Coordinator, Technical Cell, V.C's office, BHU.