MLA
Gupta, Manish,et al. "Electronic Banking and Information Assurance Issues: Surveys and Synthesis." JOEUC 16.3 (2004): 1-21. Web. 17 Jan. 2021. doi:10.4018/joeuc.2004070101
APA
Gupta, M., Rao, R., & Upadhyaya, S. (2004). Electronic Banking and Information Assurance Issues: Surveys and Synthesis. Journal of Organizational and End User Computing (JOEUC), 16(3), 1-21. doi:10.4018/joeuc.2004070101
Chicago
Gupta, Manish and Raghav Rao, and Shambhu Upadhyaya. "Electronic Banking and Information Assurance Issues: Surveys and Synthesis," Journal of Organizational and End User Computing (JOEUC) 16 (2004): 3, accessed (January 17, 2021), doi:10.4018/joeuc.2004070101
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