MLA
Ojeka, Stephen A. and O. Ailemen Ikpefan. "Electronic Commerce, Automation and Online Banking in Nigeria: Challenges and Benefits." IJIDE 3.1 (2012): 11-26. Web. 26 Jan. 2021. doi:10.4018/jide.2012010102
APA
Ojeka, S. A., & Ikpefan, O. A. (2012). Electronic Commerce, Automation and Online Banking in Nigeria: Challenges and Benefits. International Journal of Innovation in the Digital Economy (IJIDE), 3(1), 11-26. doi:10.4018/jide.2012010102
Chicago
Ojeka, Stephen A., and O. Ailemen Ikpefan. "Electronic Commerce, Automation and Online Banking in Nigeria: Challenges and Benefits," International Journal of Innovation in the Digital Economy (IJIDE) 3 (2012): 1, accessed (January 26, 2021), doi:10.4018/jide.2012010102
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