Attacks on Online Banking and Commerce

Attacks on Online Banking and Commerce

Kannan Balasubramanian (Mepco Schlenk Engineering College, India)
Copyright: © 2016 |Pages: 19
DOI: 10.4018/978-1-5225-0273-9.ch001
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Abstract

With the arrival of the internet, cell phones, e-mail, instant messaging and social networking sites we can do many wonderful things electronically now that make our lives easier and more productive. We should get used to the idea that a good part of our social life can happen in cyberspace. You can keep up with your friends and meet new ones through a keyboard, microphone and a webcam. You can send a detailed e-mail, send a quick message or alert your circle of friends and followers about the latest details what's happening around you. At the same time, we should come to terms with the fact that the cyberspace is flooded with attacks from people who are unscrupulous in their intent to damage others in the cyberspace. The attacks date back to the time when telephone was invented, when the attackers found way to invade people's privacy. For most users, the web is just part of a well-rounded life that includes both a cyber world and a real world. The internet can be helpful, educational and fun. But It can also become an obsession leading to waste of time and money. Just because cyberspace is virtual, that does not mean that there are not real dangers out there. The same sort of bad people who can cause problems for people in the “real” world are also lurking on the internet. They spend their time looking for ways to steal your money, ruin your name or even cause you harm.
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Privacy Concerns

When your applying online for a job, or using the social networks, the following information about you may be revealed and used against you.

  • 1.

    Date of Birth: You can list your age or the year you are born but leave out the month and date to make it harder for someone to steal your identity.

  • 2.

    Social Security Number: This may be required for tax purposes, but it is not necessary in the initial stages of a job search.

  • 3.

    Driver’s License Number: There is no need to list this in the resume.

  • 4.

    Bank Account, Credit Card or Debit Card Information: This is a personal information not required in the initial stages of hiring.

  • 5.

    User Names and Passwords: This information is also not required to be revealed in the initial stages of a job search.

If this information was made freely available, someone can make use of these information against you.

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