MLA
Mallat, Niina, and Tomi Dahlberg. "Consumer and Merchant Adoption of Mobile Payment Solutions." Mobile Computing: Concepts, Methodologies, Tools, and Applications, edited by David Taniar, IGI Global, 2009, pp. 1626-1639. https://doi.org/10.4018/978-1-60566-054-7.ch130
APA
Mallat, N. & Dahlberg, T. (2009). Consumer and Merchant Adoption of Mobile Payment Solutions. In D. Taniar (Ed.), Mobile Computing: Concepts, Methodologies, Tools, and Applications (pp. 1626-1639). IGI Global. https://doi.org/10.4018/978-1-60566-054-7.ch130
Chicago
Mallat, Niina, and Tomi Dahlberg. "Consumer and Merchant Adoption of Mobile Payment Solutions." In Mobile Computing: Concepts, Methodologies, Tools, and Applications, edited by David Taniar, 1626-1639. Hershey, PA: IGI Global, 2009. https://doi.org/10.4018/978-1-60566-054-7.ch130
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