Cybersecurity and Human Capital in Community Banks

Definitions

To add clarity, it is important to define five terms. The Oxford Dictionary (2015) defines “cyberthreat” as the possibility of a malicious attempt to damage or disrupt a computer network or system; “cybercrime” as being crime conducted via the Internet or some other computer network; “cyberwar” as the use of computers to disrupt the activities of an enemy country, especially the deliberate attacking of communication systems; “cybersecurity” as the state of being protected against the criminal or unauthorized use of electronic data, or the measures taken to achieve this; and “human capital” as the skills, knowledge, and experience possessed by an individual or population, viewed in terms of their value or cost to an organization or country.