The mobile device is required to support multiple NFC payment applications as well as support for non-payment applications such as public transport ticketing and service initiation through tag reading. The Secure Element (UICC) is shared by multiple applications provided by different service providers including the mobile network operator. The NFC mobile phone works on an operating system. It needs to have an application and a contactless interface. Applications reside on SIM Card that can vary from one to many. A service provider with his information system is contacted to application owner. A TSM supplies a contactless service management platform with the OTA NFC service manager. MNO is the card issuer that operates on SIM Card Management System which is related to the SIM Card reconfiguration system of the SIM card manufacturer. NFC smartphones are composed of various integrated circuits such as NFC communication module. It consists of NFC contactless Front End (NFC CLF), NFC antenna and an integrated chipset called as NFC Controller (NFCC) whose function is to manage the emission and reception of signals and modulation/demodulation (NFC Mobile Handset requirements, 2013).
According to GSMA NFC mobile devices needs to meet business requirements and architectural requirements.
Business Requirements involve basic telecom services such as voice and data. For instance, it shall be possible for end user to receive voice or data communications without disruption of the NFC service during a transaction. In addition it shall be possible to perform an NFC transaction while in voice or data communication mode. The mandatory requirements for all NFC enabled handsets should be Support of Card Emulation mode and Reader/Writer mode.
Architectural Requirements involve the following components:
RF proximity antenna; NFC controller/chipset connected to the UICC and also to the RF antenna and baseband controller; Standardized connection between the UICC and the NFC controller;
The baseband processor with the supporting functions needed for the NFC applications. Examples of such functions would include the browser, the man-machine interface (MMI), etc. Other components are the browser, the modem required to access the mobile network and the man-machine interface (MMI) (GSM Association, 2013).