M-Payment Solutions and M-Commerce Fraud Management

M-Payment Solutions and M-Commerce Fraud Management

Seema Nambiar (Virginia Tech, USA) and Chang-Tien Lu (Virginia Tech, USA)
DOI: 10.4018/978-1-59904-675-4.ch009
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Abstract

Mobile security and payment are central to m-commerce. The shift from physical to virtual payments has brought enormous benefits to consumers and merchants. For consumers it means ease of use. For mobile operators, mobile payment presents a unique opportunity to consolidate their central role in the m-commerce value chain. Financial organizations view mobile payment and mobile banking as a way of providing added convenience to their customers along with an opportunity to reduce their operating costs. The chapter starts by giving a general introduction to m-payment by providing an overview of the m-payment value chain, lifecycle and characteristics. In the second section, we will review competing mobile payment solutions that are found in the market-place. The third section will review different types of mobile frauds in the m-commerce environment and solutions to prevent such frauds.

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