Often in recent economic and financial experience it has been proven that a low rate of interest by bank regulation, macroeconomic policy objectives, and market forces have ended in fiasco in stabilizing the economy. The low real rate of interest during the 1960s in the face of low nominal rate of interest fueled the subsequent increase in inflation; and this resulted in stagflationary economic periods (Siven, 1978). The recent macroeconomic policy to drive the nominal rate of interest to zero in Japan, as an example, resulted in non-performing loans that were abundantly provided to borrowers. Most starkly true, the sub-prime mortgage rates on real estate in southern United States resulted in an aggressive spirit of borrowing to fuel the housing boom that turned sour.2 The inference drawn is that a low or zero rate of interest is a necessary but not a sufficient condition for the road to economic bliss. Structural changes in the relationships between money, finance, and market exchange must be established simultaneously with reduction in the rate of interest.