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What is Credit Information Investigation System

Handbook of Research on Social and Organizational Liabilities in Information Security
Refers a system constituted by the credit laws and regulations, organizations, market management, culture cultivation, publicity and education which are related to credit investigation activities.
Published in Chapter:
E-Commerce Security and Honesty-Credit
Guoling Lao (Shanghai University of Finance & Economics, China)
DOI: 10.4018/978-1-60566-132-2.ch005
Abstract
E-commerce mode aggravates information asymmetry so that honesty-credit problems become more serious. This chapter discusses the honesty-credit issue and honesty-credit system construction in e-commerce. It argues that the honesty-credit issue belongs to e-commerce security problems to some extent since it also destroys information integrity, confidentiality, and availability. The study of honesty-credit issue in e-commerce will help to promote social culture development as well as improve e-commerce security. Basing on analysis of three game models, the article suggests the construction of social honesty-credit system mainly include four aspects: cultivate citizens’ sense of honesty-credit, strengthen legislation, build mechanism of third-party authentication and regulate third-party service industry. At the end of the chapter, the case of Shanghai honesty-credit system construction of is introduced to describe China honesty-credit status.
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