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What is Credit Union

Chapter 2
Interdisciplinary Approaches to Information Systems and Software Engineering
A non-profit financial institution that is owned and operated entirely by its members. Credit unions provide financial services for their members.
Published in Chapter:
IT Governance or IT Outsourcing: Is There a Clear Winner?
Michael D. Dorsey (Texas Woman's University, USA) and Mahesh S. Raisinghani (Texas Woman's University, USA)
Copyright: © 2019 |Pages: 14
DOI: 10.4018/978-1-5225-7784-3.ch002
Abstract
IT governance or IT outsourcing both have their own unique benefits but the decision to choose one over other is not always so clear. This chapter examines the impact of globalization of software development and localization of service delivery in the offshore software development and outsourcing services sector. A case study is used to illustrate the key ideas that helped contribute to a successful IT project that was outsourced by a US organization to a transnational IT outsourcing services provider based in India. The two key points illustrated by the case study discussed in this chapter are what are the issues facing a North American company that deals with an IT service supplier thousands of miles and many time zones away and what are the lessons learned from a successful outsourcing relationship.
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Chapter 15
Innovation and Diversification Policies in the Banking Sector: The Case of the Urban@ Program
Is a member-owned financial cooperative that is democratically controlled by its members. The union operates by providing credit at competitive rates, promoting thrift and providing other financial services to its members. Many credit unions also provide other services to support community or/and sustainable development on a local or regional level.
Published in Chapter: Innovation and Diversification Policies in the Banking Sector: The Case of the Urban@ Program; From: Handbook of Research on Enterprise 2.0: Technological, Social, and Organizational Dimensions
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Chapter 13
An Advancement to the Grameen Bank Model
A credit union is a unique member-driven, self-help financial institution.
Published in Chapter: An Advancement to the Grameen Bank Model; From: Rural Entrepreneurship and Innovation in the Digital Era
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Chapter 13
The Effect of Microfinance on Poverty Reduction in Developing Economies
A non-profit, member-based financial intermediary. It may offer a range of financial services, including lending and deposit taking, for the benefit of its members. The basic credit union is composed of a group of people having a ‘common bond’ who may be resident in the same neighbourhood or employed at the same place of work, or it can be a religious or ethnic grouping. The principal reason for the emphasis on a common bond is that the social pressure of the group is considered a very important condition as security for loans. It is a form of collateral which is not available in conventional finance. While not regulated by a state banking supervisory agency, it may come under the supervision of regional or national cooperative council.
Published in Chapter: The Effect of Microfinance on Poverty Reduction in Developing Economies; From: Handbook of Research on Social Entrepreneurship and Solidarity Economics
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