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What is Deposit Insurance Scheme

Maintaining Financial Stability in Times of Risk and Uncertainty
Deposit insurance is a measure implemented in many countries to protect bank depositors, in full or in part. Deposit insurance in Turkey is handled by Savings Deposit Insurance Fund.
Published in Chapter:
Maintaining Financial Stability in the Banking Sector: The Case of Turkey
Meltem Gurunlu (Istanbul Arel University, Turkey)
Copyright: © 2019 |Pages: 19
DOI: 10.4018/978-1-5225-7208-4.ch002
Abstract
Maintaining financial stability in the banking sector through a well-functioning risk management system is a strategic approach in today's global world where the risks have become much more diversified than ever. This chapter was undertaken in order to investigate the risk management topic by focusing on the experiences learned from the banking crises up-to-date and implications of the Basel Accords which outlined capital adequacy standards to prevent such crises. With paying special attention to the case of Turkish banking system, main challenges and possible solutions are also discussed.
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