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What is Digital Finance

Handbook of Research on Global Aspects of Sustainable Finance in Times of Crises
It is a concept that expresses the effects of new technologies in the field of finance that provide ease of use, speed, and low cost in accessing financial services.
Published in Chapter:
Paradigm Change in Financing Sources: Transition From Traditional Finance to Platform-Based Finance to Ensure Financial Sustainability
Çiğdem Kurt-Cihangir (Hitit University, Turkey) and Burcu Zengin (Ankara Hacı Bayram Veli University, Turkey)
DOI: 10.4018/978-1-7998-8501-6.ch017
Paradigm changes also change the sources of corporate finance. The goal of this chapter is to demonstrate how the sociological changes that will be created by technological developments transform the sources of finance within the framework of “sustainability” and “financial inclusion.” At this point, the basic elements of the financial system in the transition from traditional financing to alternative financing and to platform-based financing, albeit a new one, are examined. For this purpose, first of all, traditional financing sources and alternative financing sources are briefly mentioned, and then platform-ecosystem-based financing sources, which are the main subject of the study, are shed light on. The sources of financing provided through FinTechs are examined within the framework of digital finance-digital inclusion and online finance models (especially crowdfunding). The changes that the COVID-19 process may create in financial resources and the digital technologies it may bring are also assessed.
Full Text Chapter Download: US $37.50 Add to Cart
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Impact of Mobile Money Transfer on the Education Sector in Sub-Saharan Africa: A Review
All products, services, technology and/or infrastructure that enable individuals and businesses to access payments, savings, and credit facilities via the internet without visiting a bank or dealing directly with the financial service provider.
Full Text Chapter Download: US $37.50 Add to Cart
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