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What is Financial Products

Chapter 1
Financial Management and Risk Analysis Strategies for Business Sustainability
Financial instruments used to formalize an exchange of capitals between two parties. One party needs financing and decide to issue (offer) these instruments to draw funds in exchange for offering a return. The other party has financial resources and decide to offer them by contracting these instruments in exchange for obtaining a return over time.
Published in Chapter:
The Role of Financial Education in the Path Towards Sustainable Development: A Practical Experience With Students of Secondary Education
Raquel González Castro (University of A Coruña, Spain), Joaquín Enríquez-Diaz (University of A Coruña, Spain), and Begoña Alvarez García (University of A Coruña, Spain)
Copyright: © 2021 |Pages: 19
DOI: 10.4018/978-1-7998-7634-2.ch001
Abstract
Financial decisions are present in everyone's daily life. However, citizens do not always have sufficient knowledge to understand the consequences of their decisions and the risks taken. The lack of financial literacy can contribute, along with other factors, to making wrong financial decisions. This is why financial education becomes a key element to achieve a more sustainable and egalitarian future. This research presents a practical experience intended to foster financial education among high school students. The experience consisted in providing training workshops about financial topics, specifically adapted to the students' needs. The students' level of financial knowledge was evaluated and also their level of satisfaction with the experience. Results showed a high level of satisfaction and a significant improvement in their level of knowledge. The research also helped to identify the students' socio-demographic characteristics that explain the differences in their level of financial culture and their capacity for improvement.
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Chapter 12
Microfinance Regulation and Consumer Socio-Economic Security
Are the actual, tangible, goods financial services providers offer, such as accounts, loans, insurance policies, etc.
Published in Chapter: Microfinance Regulation and Consumer Socio-Economic Security; From: Regulating Human Rights, Social Security, and Socio-Economic Structures in a Global Perspective
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