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What is Narasimham Committee II

Chapter 8
Handbook of Research on Internationalization of Entrepreneurial Innovation in the Global Economy
The Committee was tasked with the progress review of the implementation of the banking reforms since 1992 with the aim of further strengthening the financial institutions of India. It focused on issues like size of banks and capital adequacy ratios among other things. M. Narasimham, Chairman, submitted the report of the Committee on Banking Sector Reforms (Committee-II) to the Finance Minister Yashwant Sinha in April 1998.
Published in Chapter:
Innovation in the Indian Banking Industry: An Exploration of the Evolution, Motivations, and Effects
Soniya Billore (Linnaeus University, Sweden) and Gautam Billore (Punjab National Bank, India)
Copyright: © 2015 |Pages: 19
DOI: 10.4018/978-1-4666-8216-0.ch008
Abstract
The purpose of the chapter is to discuss the evolution of the Indian banking industry and the role of innovation within the industry. It explores the motivations for innovation, types, actors involved, investments made and protection issues of banking innovations. The study showcases the current situation while also instigating future possibilities of research for the topic. To meet the objective, data was obtained via interviews with management representatives of 5 Indian banks. Given the changes witnessed by the Indian banking industry since independence and after the liberalization phase in 1991, innovation in Indian banking is seen as a fit solution for addressing the increased competition in this sector. Innovation is seen as important to create differentiation and respond to evolving consumer needs. Given the paucity of academic literature on innovation in Indian banking, this exploratory study can be taken as contributory to academics and research for this topic.
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