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What is Small Medium Enterprise

Chapter 15
Economics, Business, and Islamic Finance in ASEAN Economics Community
Non-subsidiary, independent firms that employ fewer than a given number of employees. This number varies across countries. Small firms are generally those with fewer than 50 employees, while micro-enterprises have at most 10, or in some cases 5, workers.
Published in Chapter:
Financial Accessibility and Small-Medium Enterprises (SMEs) in Malaysia: The Role of Crowdfunding and Islamic Finance
Mohamed Asmy Bin Mohd Thas Thaker (International Islamic University Malaysia, Malaysia), Hassanudin Bin Mohd Thas Thaker (Sunway University, Malaysia), and Choong Pai Wei (Sunway University, Malaysia)
Copyright: © 2020 |Pages: 20
DOI: 10.4018/978-1-7998-2257-8.ch015
Abstract
One of the common problems faced by worldwide SMEs including Malaysia is accessing external financial services. Given this fact, this chapter offers a sustainable model of source of financing for Malaysian SMEs in meeting their financial need, which is known as Islamic Crowdfunding-Small and Medium Enterprises (ICSMEs) model. Authors review comprehensive literature by focusing on the issues of financial accessibility faced by Malaysian SMEs, and the existing studies relating to SMEs, crowdfunding, and Islamic finance in support to construct ICSME model. Authors discuss the modus operandi of the proposed ICSME model and offer several significances of the model.
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