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Digital Business Transformation in the Banking Sector

Digital Business Transformation in the Banking Sector

José Campino, Ana Brochado, Álvaro Rosa
Copyright: © 2020 |Pages: 37
ISBN13: 9781799845522|ISBN10: 1799845524|EISBN13: 9781799845539
DOI: 10.4018/978-1-7998-4552-2.ch003
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MLA

Campino, José, et al. "Digital Business Transformation in the Banking Sector." Dynamic Strategic Thinking for Improved Competitiveness and Performance, edited by Georgette Andraz, et al., IGI Global, 2020, pp. 52-88. https://doi.org/10.4018/978-1-7998-4552-2.ch003

APA

Campino, J., Brochado, A., & Rosa, Á. (2020). Digital Business Transformation in the Banking Sector. In G. Andraz, H. Carrasqueira, R. Pereira, & R. Baleiro (Eds.), Dynamic Strategic Thinking for Improved Competitiveness and Performance (pp. 52-88). IGI Global. https://doi.org/10.4018/978-1-7998-4552-2.ch003

Chicago

Campino, José, Ana Brochado, and Álvaro Rosa. "Digital Business Transformation in the Banking Sector." In Dynamic Strategic Thinking for Improved Competitiveness and Performance, edited by Georgette Andraz, et al., 52-88. Hershey, PA: IGI Global, 2020. https://doi.org/10.4018/978-1-7998-4552-2.ch003

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Abstract

Financial technology companies (fintechs) have gained tremendous importance in the last decade and particularly in the last four years. They have contributed with disruptive technological solutions and provided not only complementary but also substitute products to the traditional banking sector. New incumbents have been challenging banks already established and forced them to innovate in order to remain competitive. Indeed, banks have a heavy burden of slow processes, costly business models, and few innovative solutions. The authors collected 100 articles from Scopus related with the fintech and bank topics. This study adopted a hybrid design comprising a systematic qualitative review methods and narrative, supplemented by semantic network analysis. Based on the results of the systematic literature review, the authors explored the impacts that fintechs have had on traditional banking sector.

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