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FinTech's Interpretations and Tunisian Ecosystem Analysis

FinTech's Interpretations and Tunisian Ecosystem Analysis

Fatma Bouaziz, Amira Sghari
Copyright: © 2021 |Pages: 24
ISBN13: 9781799871101|ISBN10: 179987110X|ISBN13 Softcover: 9781799871118|EISBN13: 9781799871125
DOI: 10.4018/978-1-7998-7110-1.ch008
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MLA

Bouaziz, Fatma, and Amira Sghari. "FinTech's Interpretations and Tunisian Ecosystem Analysis." Influence of FinTech on Management Transformation, edited by Amira Sghari and Karim Mezghani, IGI Global, 2021, pp. 167-190. https://doi.org/10.4018/978-1-7998-7110-1.ch008

APA

Bouaziz, F. & Sghari, A. (2021). FinTech's Interpretations and Tunisian Ecosystem Analysis. In A. Sghari & K. Mezghani (Eds.), Influence of FinTech on Management Transformation (pp. 167-190). IGI Global. https://doi.org/10.4018/978-1-7998-7110-1.ch008

Chicago

Bouaziz, Fatma, and Amira Sghari. "FinTech's Interpretations and Tunisian Ecosystem Analysis." In Influence of FinTech on Management Transformation, edited by Amira Sghari and Karim Mezghani, 167-190. Hershey, PA: IGI Global, 2021. https://doi.org/10.4018/978-1-7998-7110-1.ch008

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Abstract

The evolution of information and communication technology (ICT) affects all areas of activity including the financial industry. Indeed, it leads to rapid development of innovative and modern financial services, namely financial technology (Fintech). The latter is not well defined in the literature. This descriptive chapter aims to propose a comprehension of the Fintech concept based on three interpretations: Fintech as financial services relying on digital technologies, Fintech as startups and IT companies, and Fintech as an industry. An analysis of the components of the Tunisian Fintech ecosystem is then presented. The latter is mainly composed-of Central Bank of Tunisia, fintech startups (financing, payments, loyalty program, blockchain and cryptocurrencies, exchange services and insurance, and technology, IT, and infrastructure), technology developers, traditional financial institutions, and financial customers.

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