Determinants of Continual Use of Mobile Banking Applications: An Integrated Theoretical Perspective

Determinants of Continual Use of Mobile Banking Applications: An Integrated Theoretical Perspective

Copyright: © 2024 |Pages: 23
ISBN13: 9798369315613|ISBN13 Softcover: 9798369346228|EISBN13: 9798369315620
DOI: 10.4018/979-8-3693-1561-3.ch002
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MLA

Issahaku, Ibrahim, et al. "Determinants of Continual Use of Mobile Banking Applications: An Integrated Theoretical Perspective." Exploring Global FinTech Advancement and Applications, edited by Hamed Taherdoost, et al., IGI Global, 2024, pp. 19-41. https://doi.org/10.4018/979-8-3693-1561-3.ch002

APA

Issahaku, I., Kuada, E., Kumah, P., & Yaokumah, W. (2024). Determinants of Continual Use of Mobile Banking Applications: An Integrated Theoretical Perspective. In H. Taherdoost, N. Le, M. Madanchian, & Y. Farhaoui (Eds.), Exploring Global FinTech Advancement and Applications (pp. 19-41). IGI Global. https://doi.org/10.4018/979-8-3693-1561-3.ch002

Chicago

Issahaku, Ibrahim, et al. "Determinants of Continual Use of Mobile Banking Applications: An Integrated Theoretical Perspective." In Exploring Global FinTech Advancement and Applications, edited by Hamed Taherdoost, et al., 19-41. Hershey, PA: IGI Global, 2024. https://doi.org/10.4018/979-8-3693-1561-3.ch002

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Abstract

This study explores the factors that contribute to the continual use of mobile banking apps by integrating design aesthetics, information quality, and perceived privacy with the expectation-confirmation information systems continuance model. A convenience sample of 300 respondents from two state-owned universities in Ghana provided survey data that was analyzed using the partial least squares-structural equation modeling technique. The results indicate that perceived usefulness is a significant factor in user satisfaction, while confirmation impacts both satisfaction and perceived usefulness. Additionally, design aesthetics and information quality have a significant influence on continual use. However, perceived security/privacy, satisfaction, and perceived usefulness have insignificant effects on continual use. By combining theoretical perspectives, this study offers a conceptual model for examining the factors that impact the use of mobile banking apps. These findings can be used by mobile app developers and marketers to develop effective marketing strategies.

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