Research on System Risks of “Internet + Supply Chain Finance” Based on SNA, Dynamic Evolutionary Game, and Bayesian Learning Principle Simulation

Research Status And Global Commentary

Many research institutions and scholars promote the urgent development of supply chain finance due to its role as an innovative financial product. European CurrencyJournal (n.d., para. X) described supply chain finance as “the hottest topic in the transactional business of financial institutions in recent years.” At the same time, One Springer’s report (n.d.) showed that the use of supply chain finance solutions can reduce the purchaser’s operating costs by 13% on average.

To enable suppliers to reduce operating costs by 14%, supply chain finance can guide the control of corporate capital flows, accelerate capital flows, reduce transaction costs, and develop good development prospects (Atkinson, W, 2008; Chao & Jianwen, 2015; Hofman, 2005; Weibin & Ke, 2012; Xiaoping & Meng, 2009; Yi & Yan, 2015; Zhiqiang, 2015). Supply chain finance can reduce the risk of SME credit default (Chao & Jianwen, 2015; Ke & Hongwei, 2013). The current demand for financing funds for SMEs is strong; therefore, supply chain financing should be actively pursued in financial services.