Enabling the Expansion of Microfinance using Information and Communication Technologies

Enabling the Expansion of Microfinance using Information and Communication Technologies

Narima Amin (Independent Consultant, USA)
DOI: 10.4018/978-1-59904-057-8.ch007
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Abstract

This chapter looks at the origins and evolution of microfinance and explores some of the challenges faced by microfinance institutions (MFIs). It examines the costs and benefits of using ICTs as a means of increasing the effectiveness and efficiency of MFIs enabling expansion and outreach to remote populations. Specific technologies such as smart cards, PDAs, and MISs are explored in detail and case studies are provided. MFIs can also use ICTs to facilitate income-generating opportunities for borrowers, and the case of Village Phone will highlight this potential. It is hoped that this chapter will advance the case for the continued use and research into the synergistic combining of microfinance and ICTs.

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Table of Contents
Foreword
Robin Mansell
Acknowledgments
Mila Gascó-Hernandez, Fran Equiza-Lopez, Manuel Acevedo-Ruiz
Chapter 1
Simone Cecchini
This chapter examines the digital divide that exists within Latin American countries. It argues that information and communication technology is... Sample PDF
Digital Opportunities, Equity, and Poverty in Latin America
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Chapter 2
Bobak Rezaian
This chapter reviews the role of information and communication technologies in socioeconomic development and poverty-reduction programs in... Sample PDF
Integrating ICTs in African Development: Challenges and Opportunities in Sub-Saharan Africa
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Chapter 3
Liudmila Burtseva, Svetlana Cojocaru, Constantin Gaindric
In this chapter the authors introduce the digital-divide concept to the reader, bring its different definitions, and describe the short history of... Sample PDF
Digital Divide: Introduction to the Problem
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Chapter 4
Liudmila Burtseva, Svetlana Cojocaru, Constantin Gaindric
In this chapter, we want to state shortly the basic components and manifestations of the digital-divide problem, as well as the ways of its solution... Sample PDF
Digital Divide: A Glance at the Problem in Moldova
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Chapter 5
Rebecca Lekoko, Bantu Morolong
ICTs are an integral part of both scientific and lay cultures. However, scientific know-how, whose significant features are high expertise and... Sample PDF
Poverty Reduction through Community-Compatible ICTs: Examples from Botswana and other African Countries
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Chapter 6
Alex Robinson
The chapter presents a case study of an ICT-based attempt to reduce poverty (ICT4PR) in a rural Indonesian community. Differences between the... Sample PDF
The E-Pabelan National ICT4PR Pilot Project: Experiences and Challenges of Implementation in an Indonesian Context
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Chapter 7
Narima Amin
This chapter looks at the origins and evolution of microfinance and explores some of the challenges faced by microfinance institutions (MFIs). It... Sample PDF
Enabling the Expansion of Microfinance using Information and Communication Technologies
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Chapter 8
John Lannon, Edward Halpin
This chapter looks at the impact of the Internet on the worldwide human rights movement, and examines the opportunities and pitfalls of the... Sample PDF
Human Rights Movements and the Internet: From Local Contexts to Global Engagement
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Chapter 9
Shafika Isaacs
This essay prompts critical thinking on the way ICT-enabled education programs in Africa have been conceptualized and implemented. It reflects... Sample PDF
ICT-Enabled Education in Africa: A Sober Reflection on the Development Challenges
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Chapter 10
Ben Bellows, Aman Bhandari, Mahad Ibrahim, Jaspal S. Sandhu
This chapter begins with an overview of public health in developing regions. From this population-level perspective, we discuss the information... Sample PDF
Peering into the Black Box: A Holistic Framework for Innovating at the Intersection of ICT & Health
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Chapter 11
C. R. Ranjini, Sundeep Sahay
Large investments are being made to reform the health sector in developing countries as the various reports that indicate this potential of ICT is... Sample PDF
Computer-Based Health Information Systems: Projects for Computerization or Health Management? Empirical Experiences from India
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Chapter 12
Rosa Borge
Political actors use ICTs in a different manner and in different degrees when it comes to achieving a closer relationship between the public and... Sample PDF
An Explanatory Approach to the Political Uses of ICT Initiatives for Participation: Institutions, Context, and Characteristics of the Actors
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About the Authors