Zoya Andreevna Pilipenko received her Master’s Degree in Economics from Lomonosov’s Moscow State University in 2003. In 2004 she received her degree of Candidate of Science in World Economy, Finance, and Banking from Lomonosov’s Moscow State University. In 2013 she received her degree of Doctor of Science in World Economy, Finance, and Banking from Lomonosov’s Moscow State University. She worked as a financial analyst for the Insurance Company “Gefest” (Russia, Moscow), the Joint Stock Company “Sberbank” (Russia, Moscow). For the last 15 years she has been working for the Central Bank of Russia. She has teaching and research experience: more than 50 publications, indexed RISC (RF), Scopus, Web of Science. She has got certificates in Banking and Finance from practical seminars in Great Britain, Luxembourg, Austria, Italy, and France. She has got certificates in Banking and Finance from practical seminars in Great Britain, Luxembourg, Austria, Italy and France. Her research interests lie in the field of shocks theory and the implementation of dialectical laws in the processes of self-movement of systemic integrity in economics and finance, as well as the peculiarities of the formation and implementation of monetary and fiscal policy in relation to certain sectors of the financial market at the national and global levels.