1.1. Alipay Wallet's Innovation
At present, Alipay Wallet is China and even the world, with the most active users of third-party payment platform (Yang, 2009; Ma, 2011; Xiao, 2009; Lv, 2013; Yang, 2013; Yu, 2012).
Since mobile client applications with a new name—“Alipay wallets” shelves, great changes have taken place in the interface. At the same time, along with a short period of time the continuous optimization of updates, its function with the ever-changing enriched and expanded.
Alipay Wallet is to bring the third party payment in e-commerce into People's Daily life, and popularization (Xiong, 2014). In order to offline market development, further popularize the utility ratio, Alipay wallet join card ticket management, sweep the yard payment, transfer, prepaid phone, payment and so on daily practical function.
In order to improve the safety performance, the company also try to upgrade the combination lock, such as fingerprint lock, etc.