M-Payment Solutions and M-Commerce Fraud Management

M-Payment Solutions and M-Commerce Fraud Management

Seema Nambiar (Virginia Tech, USA) and Chang-Tien Lu (Virginia Tech, USA)
Copyright: © 2005 |Pages: 22
DOI: 10.4018/978-1-59140-345-6.ch009
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Abstract

Mobile security and payment are central to m-commerce. The shift from physical to virtual payments has brought enormous benefits to consumers and merchants. For consumers it means ease of use. For mobile operators, mobile payment presents a unique opportunity to consolidate their central role in the m-commerce value chain. Financial organizations view mobile payment and mobile banking as a way of providing added convenience to their customers along with an opportunity to reduce their operating costs. The chapter starts by giving a general introduction to m-payment by providing an overview of the m-payment value chain, lifecycle and characteristics. In the second section, we will review competing mobile payment solutions that are found in the marketplace. The third section will review different types of mobile frauds in the m-commerce environment and solutions to prevent such frauds.

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