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What is Risk Propensity

Handbook of Research on Digital Crime, Cyberspace Security, and Information Assurance
The extent to which a person is willing to take a chance with respect to possible loss. Persons who are “risk averse” have a low risk propensity; those who are “risk takers” have a high risk propensity.
Published in Chapter:
Information Disclosure on Social Networking Sites: An Exploratory Survey of Factors Impacting User Behaviour on Facebook
Clare Doherty (National University of Ireland Galway, Ireland), Michael Lang (National University of Ireland Galway, Ireland), James Deane (Cora Systems, Ireland), and Regina Connor (Allied Irish Bank, Ireland)
DOI: 10.4018/978-1-4666-6324-4.ch032
Abstract
This chapter explores how six constructs—control, trust, perceived risk, risk propensity, perceived legal protection, and privacy disposition—affect information disclosure on the Social Networking Site (SNS) Facebook. Building upon previous related work, an extended causal model of disclosure behaviour is proposed. The hypothesised relationships in this model were tested using survey data collected from 278 social networking site users in Ireland. The results of the analysis provide strong support for the proposed model.
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