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What is Payment Gateway

Encyclopedia of Criminal Activities and the Deep Web
An online service that facilitates cashless transactions.
Published in Chapter:
Preliminary Insights Into the Adoption of Bitcoin in a Developing Economy: The Case of Ghana
Frederick Edem Broni (University of Ghana Business School, Ghana), Richard Boateng (University of Ghana Business School, Ghana), and Acheampong Owusu (University of Ghana Business School, Ghana)
Copyright: © 2020 |Pages: 19
DOI: 10.4018/978-1-5225-9715-5.ch064
The purpose of this study is to explore the determinants of bitcoin adoption among individuals and also to assess whether the usage of the bitcoin technology for payment of transactions is preferable to other modes of payment. The study proposed a conceptual model analyzing the driving factors that influence a behavior towards the utilization of bitcoins in a developing economy, Ghana, through the lens of the unified theory of acceptance and use of technology model. A qualitative method which employed a purposive sampling technique in the selection of twelve respondents who understand and utilize the bitcoin technology was used. The findings showed that majority of the respondents were exceptionally positive about the idea of bitcoin and had the goal to keep utilizing it, on conditions with respect to the usefulness, the ease of use, the secureness, and the price value of bitcoin. The study offers practitioners with a framework based on theory that goes beyond not only investigating the adoption but also to assess the impact in utilizing bitcoin for organizational benefits.
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Blockchain Readiness: Expert Perspectives From a Developing Economy
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FinTech in the Saudi Context: Implications for the Industry and Skills Development
An app that enables the user to pay through the mobile without the need for physical cash/card.
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Electronic Payment Systems in Electronic Commerce
Payment gateway is a system that facilitates payments in a strict sense. In a broad sense, it is a service that securely encypts confidential information regarding credit card, debit card and other electronic payment methods of users giving online order on e-commerce systems, conveys them to the e-commerce manager and to the bank or intermediary institutions from the e-commerce manager in compliance with the related standards (PCI DSS) and enables the processing of online transactions real-timely.
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