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What is E-payment

Handbook of Research on Social Impacts of E-Payment and Blockchain Technology
A platform that allows the payment online, frequently real-time, of products and services negotiated both online and offline, in substitution of traditional forms of payment, such as cash.
Published in Chapter:
User-Technology Interaction: Unpredicted Uses of Brazilian Micropayment Platform PIX for Flirting
Daielly Melina Nassif Mantovani (Universidade de São Paulo, Brazil) and Durval Lucas Jr (UNIFESP, Brazil)
DOI: 10.4018/978-1-7998-9035-5.ch002
Abstract
One of the major challenges for e-commerce transactions and e-payments consolidation is related to micropayments. Due to their cost and ease of use, companies are reluctant to implement solutions focused on micropayments. To face this challenge and keep modernising the Brazilian financial sector and increase competition, Brazilian Central Bank has created PIX, a platform oriented to enable digital transfers 24/7 free for the user. The adoption of this platform has been a great success, especially among younger users, who popularise PIX with an unusual goal: flirting. Given that adaptive structuration theory (AST) states usages of technological artefacts diverse from the previously conceived, this chapter aims to discuss the adoption of micropayment platforms, remarking unplanned uses of the system by consumers. For this purpose, the authors analysed secondary data about the adoption of PIX and text mining focused on newspapers and magazine articles related to the use of PIX by the young.
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More Results
A Review of e-Government Initiatives in Tanzania: Challenges and Opportunities
Is any digital financial payment transaction involving currency transfer between two or more parties.
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Concept of Mobile Agent-Based Electronic Marketplace – Safety Measures
Making payments electronically through any available means like digi-cash, credit card and other forms of electronic fund transfers.
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Business Transaction Privacy and Security Issues in Near Field Communication
Electronic payment is online payment system without using physical money transaction.
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The Macroeconomic Impacts of E-Business on the Economy
Electronic payment. Often the term is used narrowly for online payments, but is used here to refer to any payment made using a system involving electronic networks, such as credit and debit cards, and e-money.
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